HOW MUCH MONEY CAN YOU BORROW?
Use our mortgage calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.
HOW MUCH MONEY CAN YOU BORROW?
Use our mortgage calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.
STOP RENTING AND BUY A HOME
You have the freedom to choose your loan amount and fixed or flexible rates. Learn more about our options to get cash out of your home. You’ll enjoy competitive rates and an easy application process,
STOP RENTING AND BUY A HOME
You have the freedom to choose your loan amount and fixed or flexible rates. Learn more about our options to get cash out of your home. You’ll enjoy competitive rates and an easy application process,
FIND THE LOAN TYPE FOR YOU
Everyone circumstance is different and we get that. We have partnered with the top experts and lenders to help you get your dream home hassle free and faster then your competition.
FIND THE LOAN TYPE FOR YOU
Everyone circumstance is different and we get that. We have partnered with the top experts and lenders to help you get your dream home hassle free and faster then your competition.
YOUR DREAM HOME IN JUST A FEW CLICKS
HARP Replacement Programs
- No maximum loan-to-value(LTV) ratio
- No appraisal report required
- Simplified income and employment verification
- More fleible borrower qualification requirements
- No borrower income limit
- All property types are eligible
- Higher mortgage limits in certain counties
- No minimum credit score or maximum debt-to-income ratio in most cases
- Borrower must be current on mortgage
- Some loan limitations
FHA Loan Rates
FHA Loan
- Lower Credit Scores are OK
- Low Down Payment and Monetary Gifts Are Accepted
- Sellers Can Pay Some of the Closing Costs
- A Non-Occupying Co-Borrower is Accepted
- Loan Limits
- Mortgage Insurance Premium and Upfront Mortgage Insurance Payment
FHA Loan Rates
VA Loan
- No Down Payment
- Easy Qualifications
- Government guarantee
- No mortgage insurance
- No prepayment penalty
- No Property Type Restrictions
- Closing costs
- Lender loan limits
- Funding fees
VA Loan Rates
Conventional Loan
- Low to no down payment
- Can use 100% gifted funds
- Multiple term limits
- Quicker loan process
- No limitations on loan amount
- Higher then average down payment
- Closing costs/fees cant be rolled into the mortgage payments
Conventional Rates
15-year fixed
USDA Loan
- No down payment option (100% financing)
- No cash reserves required
- Flexible credit and qualifying guidelines
- Seller can pay closing costs
- Low fixed interest rate
- No pre-payment penalty
- Ability to finance repairs and closing costs into loan
- Good for purchase or refinance
- You can build a home with the loan
- Geographic restrictions
- Mortgage insurance included (may be financed into loan)
- Income limits
- Single family, owner occupied only – no duplex homes
USDA Rates
Streamline Refinancing
- No job, income, asset or credit verification
- No maximum loan-to-value(LTV) ratio
- Favorable mortgage rates
- No appraisal report
- No borrower income limit
- Stricter loan terms
- Mortgage insurance premium(MIP)
- Borrower must be current on mortgage
- Loan limitations
Streamline Rates
Refinance Cash Out
- Lower interest rates
- Debt consolidation
- Higher credit score
- Tax deductions
- Foreclosure risk
- New terms
- Closing costs
- Private mortgage insurance
- Enabling bad habits
Cash Out Rates
Home Equity Line of Credit(HELOC)
- Interest rates are usually fixed
- Lower cost of borrowing
- You’ll receive proceeds from the loan in a lump sum
- Use the money for whatever you need
- Flexibility in the amount you borrow and when
- Payments don’t start until you access your funds
- Lower interest rates
- Low or no fees
- Faster approval process
- Higher interest rates
- Your home is at risk
- Costs and fees
- Unpredictable payments
- Your home is at risk
- Fees and penalties
Heloc Rates
Reverse Mortgage
- Maintain your lifestyle
- Pursue your dreams
- Free up cash
- Pay off debt
- Extend retirement savings
- Easy loan approval
- Keep your home
- Never owe more than your home is worth
- Regulations protect unwitting borrowers
- Income for as long as you live
- Less expensive than selling
- Loss of home equity
- Loss of cash
- Loss of inheritance
- Ineligibility of other benefits
- Occupancy requirements
- Continued financial responsibilities
Reverse Rates
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